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Licensed for Alberta, Ontario and Newfoundland 

My Mortgage Girl 

Mortgage Brokerage License #12728

Mortgage

MEET YOUR MORTGAGE GIRLS

Madison Kelly

With over 30 years in the financial industry, Denise is a seasoned mortgage professional known for her integrity, knowledge, and client-first approach. Her daughter Madison, inspired by her mother’s success, brings fresh insight and a modern perspective to today’s mortgage process.

Together, this mother-daughter team combines experience and innovation to deliver personalized, professional mortgage solutions. Whether you're purchasing, refinancing, or investing, Denise and Maddy are committed to guiding you with clarity, care, and confidence.

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Denise Kelly

Our Services

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Purchases

Whether you're a first-time homebuyer, upgrading, downsizing, buying a vacation property, or investing in rental properties, I'm here to guide you through every step of the journey. The first step? Let’s chat! I’ll take the time to understand your needs and educate you on the process. Together, we’ll determine how much you qualify for and address any potential obstacles.  Let’s get started on making your dream home a reality!

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Refinancing

Use the equity in your home to restructure your debt and reduce your financial stress level. Refinancing can help you lower payments, consolidate debts, or fund other goals, all while improving your overall financial situation. Let’s explore your options and find a solution that works for you!

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Renewals

Is your mortgage coming up for renewal? It’s important not to simply "renew" with your current lender without exploring all your options. As a mortgage broker, I can help you compare multiple mortgage solutions to ensure you're getting the best deal and saving as much money as possible. Let’s review your options and make sure you’re on the right path!

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Self Employed / Damaged Credit

As a mortgage agent licensed to represent over 57 lenders across Canada, I pride myself on offering a wide range of options for every client. Whether you have A+ credit or are working through damaged credit, I have access to numerous mortgage solutions that can be tailored to your unique needs. I specialize in helping self-employed individuals navigate the mortgage process, ensuring you get the best rates and terms available. With my extensive lender network and experience, I can find the perfect solution, no matter your financial situation. Let's explore your options and secure the right mortgage for you!

Contact Us

Licensed for Alberta, Ontario and Newfoundland! 

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Mortgage

Mortgage Calculator 

Were here to answer all your Mortgage questions!

AB- 368-995-7090

ON-905-432-6429

Email: Denise@mymortgagegirl.ca

 

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Mortgage Contact

Denise Kelly

Mortgage Agent Level 2 (Ontario)

Mortgage Associate (Alberta & Newfoundland)

Mortgage Brokerage License #12728

Madison Kelly

Mortgage Associate 

Mortgage Brokerage License #12728

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